Objective Policy Review
Crypto Platform Terms of Service
A structural comparison of asset custody, third-party reliance, and legal frameworks across major crypto cards and wallets.
Last Reviewed: July 2026
Tier Methodology
- Tier 1: Pure Non-Custodial - Users retain exclusive legal ownership and control of their private keys and assets.
- Tier 2: Hybrid & Ecosystems - Self-custody combined with collateralization agreements or fragmented third-party terms.
- Tier 3: Centralized Custody - Custodial models where users do not hold private keys, ranging from third-party custody to treasury 'sale' structures.
- Tier 4: Centralized Baseline - Mainstream baseline platforms for structural contrast.